Up to 5 Million.
Funded in as little as 24 hours!

How much do you need?

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Average Monthly Revenue

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How many years have you been in business?

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What is your personal credit score?

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Industry

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What do you need the  funds for?

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Business State

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  • Funding available up to $5 Million
  • Decisions in as little as 4 Hours

See If You Qualify

We work with a wide range of business types and backgrounds. See if your business meets the basic requirements:
Time in Business
2+ Years
Annual Revenue
$250,000+
Credit Score
650+
Location
U.S.-based

Why Business Owners Choose Us

GET QUALIFIED

Tailored Loan Options

We connect you to funding solutions that fit your business—not the other way around.

Fast & Simple Process

Submit your info in minutes. Get pre-qualified and funded—sometimes the same day.

Transparent Offers

No hidden fees or fine print. Just clear numbers and real terms.

Proven Satisfaction

4.6/5 average rating by thousands of growing businesses.

Client Reviews

“Capital Loan Specialist helped me grow.”

After years of managing a small storefront, I wanted to open a second location but kept hitting roadblocks with traditional lenders. Capital Loan Specialist made the process smooth and stress-free. I was funded in less than 48 hours and got the working capital I needed to grow my brand.

Maria Thompson

“No red tape. Just results.”

I’ve dealt with a lot of lenders over the years, but none as straightforward as Capital Loan Specialist. They understood my needs, walked me through my options, and gave me terms I could actually manage. My business wouldn’t be where it is today without them.

James Patel

“Fast, exactly what my business needed.”

During my busiest season, I needed a quick influx of funds to cover upfront costs. Capital Loan Specialist delivered—literally. The entire process took less than a week, and I was able to take on double the number of clients I had planned.

Dana Lewis

“They believed in my business.”

When cash flow got tight, other lenders looked at my credit score and said no. Capital Loan Specialist saw the full picture—my work history, my contracts, and my potential. They gave me the breathing room I needed to keep my crew paid and projects on track.

Marcus Reed

“Professional from start to finish.”

Every question I had was answered quickly. Every step was clear. And the funding showed up exactly when they said it would. Capital Loan Specialist is now my go-to partner for any future business needs.

Tanya Gomez

Frequently Asked Questions

How long does it take to get a business loan?

Applications can be approved in as little as 4 hours. To expedite the process, ensure you have all necessary documentation ready, including 3–6 months of business bank statements. The exact number of statements required may vary depending on your business's location.

How can I use my business loan?

Capital Loan Specialist business loans are flexible and can be used for various business-related expenses, such as covering day-to-day operations or pursuing growth opportunities.

Can I get a business loan as a startup?

Capital Loan Specialist does not provide startup loans. However, other organizations offer assistance for startup costs, including grants, credit cards, and startup loans.

Do I have to put up collateral for my small business loan?

Collateral requirements vary. Some larger loans may require collateral, while others may not. Our financing specialists work with you to find a loan with terms that best fit your business.